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| If you constantly deal with bank or electronic accounts, it must be your worst nightmare--to wake up and learn that you are a bankrupt. Some crook stole your personal data and all the money you have been sweating blood for years has flown to somebody else's account. Almost everybody must have heard that such a tradegy is called identity theft and millions of people in the USA alone suffer the same every year. Poor consolation for its victims, isn't it? Unfortunately, businessmen frequently are targets for identity thieves, especially online. Lots of articles on identity theft, "how-to-avoid" tips, and scary stories about the victims circulate through the Web and other media. The authors remind people again and again that they should be cautious when giving anybody their private info as well as care for their PCs' security. But in spite of all their effort identity theft is still the most rapidly growing crime. Software developers are doing their best, too. They can't be of much help if somebody plainly looks over your shoulder and writes your credit card number down. It's for you to take care and never reveal your personal info to anybody who asks for it. What they can do is to create new solutions to the urgent problems like data stealing. Keylogging spyware--the very programs that make lots of such crime possible--are pretty much written about lately. These programs secretly monitor everything users do on their PCs. Keyloggers are used--by themselves or as a part of a virus or a Trojan -- much more widely than PC users think; it is an open secret that the lion's share of identity theft that happens online is because of keylogging spyware. The losses caused by stealing PINs, logins, and other valuable data, are well comparable with the damage from viruses. Actually, if a virus or a Trojan contains a built-in key logger module (and it often does), the end user finds himself in a pretty tough situation. The problem is that most anti-keylogging programs warn users when it is too late. The data have already been captured and sent. Why does it happen? Almost all anti-spy software existing at the present moment works using the same scheme: spy program is detected and then blocked or eliminated. Detecting viruses or spy software is the crucial step of the whole process--all the protection depends on whether the anti-spy software is able to detect as many spies as possible. Signature bases which all these products depend on, is actually the "list" of signatures ? small pieces of spy programs' codes. Anti-virus or anti-spy program actually scans the system and compares its codes with those in signature bases. So, in this case only the spies whose signatures already are in the base will be detected and eventually "caught". As long as anti-spy software is regularly updated and the system doesn't come across some unknown spyware product, everything is all right. The problem is that lots of programs which could be used for stealing data are not included into signature bases right now. Some of them will never be. There is good deal of people capable of creating something brand-new spy, unknown to anti-spyware developers. The period of time when a new spy already exists, but the updates have not been released yet, is the very time when hackers make their biggest profits. Spy programs can be created for the specific purpose, such as industrial espionage, so they will never be represented in the base. Moreover, some monitoring programs can be used as spy programs as well, though they are not always included into signature bases. As we can see, a signature base is the weak spot of anti-spy protection; it is, so to speak, a joint in the armor. Information thieves also know about it. Fortunately, software developers are constantly looking for new solutions. One of the new trends in anti-spyware developing is not to use signature bases as means of detecting spyware. There is three basic advantages in such an approach. First, the product gets rid of its the least reliable part; second, there is no so urgent need for updates anymore; and last, but certainly not least-?the product becomes capable of blocking the destructive activity of even unknown spyware. To read more about this new approach follow the link in the signature. When products of such a kind become widespread, there would be much more problems for hackers in future. However, there is no guarantee that no innovative spy software appears in response. Whether we like it or not, all malware "evolves" very quickly; new schemes are being developed, and new software which online criminals create and utilize becomes more and more malicious and "selective". New keyloggers as well as keylogger-containing viruses and Trojans, appear all the time; the losses these programs may cause to a business are enormous. That is why in some businesses there is an acute need for separate anti-keylogging protection. Alexandra Gamanenko currently works at the Raytown Corporation, LLC -- an innovative software developing company company. visit its website at http://www.anti-keyloggers.com
security - Google News Related Articles Phishing - Identity Theft & Credit Card Fraud What is Phishing? Phishing is a relatively newly coined term for a kind of method for harvesting information for identity theft. Phishing is quite simply providing a person with false information or credentials to trick them in to giving you their personal information. This is done by a form of social engineering, by posing as a different person or organization that you already trust. Do You Know What your Kids Are Doing Online? It's a sad statistic, but hundreds of unsuspecting kids are lured away from home every year by strangers they meet in online chat rooms. Is the Internet Insecure Because of You? Long gone are the days that we could feel secure and know for certain that we had privacy. With the digital age upon us we can no longer be so sure that our privacy is secure. Recently Google has admitted their organisation holds user data indefinitely. This causes concerns as now we know Google has information on us that we do not want anyone to know about. The Move to a New Anti-Virus Model This is the second in a series of articles highlighting reasons why we need a new model for anti-virus and security solutions. A New Low A new variation of the Nigerian Scam theme The scam artists are employing the Nigerian Scam to fleece unwary sellers who advertise pets for sale. Free Spyware Removal - Its Not As Easy As It Sounds Nobody wants to pay to remove spyware. At the very least, I don't. The blasted stuff shouldn't be on my computer anyway, so what ever would make me want to shell out cash to get rid of something that I shouldn't have in the first place? Identity Theft - Dont Blame The Internet Identity theft ? also known as ID theft, identity fraud and ID fraud ? describes a type of fraud where a criminal adopts someone else's identity in order to profit illegally. It is one of the fastest growing forms of fraud in many developed countries. Securities NETWORK SECURITIES: IMPORTANCE OF SECURITIES Five Excellent Indie Encryption And Security Solutions You Have Not Heard About 1. Geek Superhero http://www.deprice.com/geeksuperhero.htm Adware and Spyware: The Problems and Their Solutions The Threat Everything You Need To Know About Spyware and Malware You are at your computer, checking out software on EBay. The computer is really sluggish, and you are not running anything else. You click on a link, and BLAM you are redirected to a search page you've never heard of and the "back" button won't work. All About Computer Viruses Your computer is as slow as molasses. Your mouse freezes every 15 minutes, and that Microsoft Word program just won't seem to open. Wells Fargo Report Phishing Scam First off I should explain what phishing is. Phishing is basically the act of tricking a victim into divulging information. It involves the receiving of an email message with a link to a website where the victim would enter personal information. In this particular scam, you get an email from "Personal Banking: personalbanking@wellsfargo.com" stating that there may have been some unauthorized access to your account and that you should click the link and enter your account and verify some information. When you click the link you are taken to a site which looks identical to the Wells Fargo site. The Importance of Protecting Your PC from Viruses and Spam Today the internet is a mine field of malicious code looking to harm your computer. Hackers want to have access to your PC for both fun and profit. You must be diligent in your ability to detect and then protect your important computer data. Click Here To Defeat Evil Microsoft routinely releases new security updates, many of which are given it's highest severity rating "critical". Here's a typical announcement: The Important Steps To Protect Your Kids on the Internet Internet is the ocean of knowledge. In this ocean you will find beautiful pearls of knowledge. Also you must not forget the lethal sharks (x rated sites) in this ocean, especially when you allow your innocent children to surf on it. The children are more vulnerable when they are using the Internet without close vigil of their parents. Check Out That Privacy Policy Before you enter your name, address or any other data in that form, STOP! Wait. Don't enter anything yet. If you do, you may be giving away personal information to strangers, and you know what your mom said about talking to strangers. Watch Out For That Scam The IFCC (Internet Fraud Complaint Center) received over 200,000 complaint submissions for 2004, an increase of 66.6% from 2003. The total dollar loss from all referred cases exceeded 68 million dollars, an average loss of $894 per complaint. There are many types of internet frauds that exist including auction, email, foreign investment letters and online dating. Here are some ways to identify a possible scam or fraud that you may have encountered while surfing the internet. 5 Tips For An Unbreakable Password Despite the current wave of identity theft and corporate security breaches it's amazing how very few people treat their passwords with any level of seriousness. Most computers users, both at home and in the office, see passwords as a nuisance and therefore make them as easy to remember as possible. This can be a catastrophic mistake. Social Engineering - The Real E-Terrorism? One evening, during the graveyard shift, an AOL technical support operator took a call from a hacker. During the hour long conversation the hacker mentioned he had a car for sale. The technical support operator expressed an interest so the hacker sent him an e-mail with a photo of the car attached. When the operator opened the attachment it created a back door that opened a connection out of AOL's network, through the firewall, allowing the hacker full access to the entire internal network of AOL with very little effort on the hacker's part.  |
